A structured method to increase your Bitcoin holdings over time. Not day trading. Not speculation. A long-term strategy built on conviction, education, and disciplined execution.
Historical data shows that over multi-year periods, a disciplined leverage strategy has the potential to outperform a pure HODL approach - though this is not guaranteed.
5-year HODL return (2020-2025)
+879%
₪38,153 → ₪373,627 per BTC
5-year HODL + Leverage (10-20%)
+10–20%
Additional BTC gained vs HODL alone
Based on historical BTC prices as of October 10, 2025. Assumes 12% annual loan fee. Illustrative simulation - not a guarantee of future results. Full disclosures
A simple, structured process - guided by our team at every step.
Step 1
Create your Heartbit account and complete verification. Our team will guide you through the process and ensure you understand the strategy before proceeding.
Step 2
A portion of your existing Bitcoin is pledged as collateral to secure a loan. The loan proceeds are used to acquire additional Bitcoin for your stack.
Step 3
Over time, as Bitcoin appreciates, the value of your holdings grows faster than the loan cost - increasing your total Bitcoin position cycle after cycle.
Leverage your existing bitcoin
Compare historical data to view past performance of leveraging your bitcoin stack.
HODL only
2020–2025
Final value
₪979,286
Return
+879.3%
HODL + Leverage (10%-20%)
2020–2025
Additional BTC gained
0.1845 BTC – 0.3158 BTC
Additional gain in ILS
₪68,931 – ₪117,995
Total final value
₪1,048,217 – ₪1,097,281
vs HODL only
+₪68,931 – +₪117,995
Illustrative historical simulation based on BTC prices as of October 10, 2025. Assumes 12% annual loan fee, yearly cycle close-or-roll logic. Historical performance is not indicative of future results. This is not investment advice. Full disclosures
Leverage turns your existing Bitcoin into a yield-producing asset. Each successful cycle adds more Bitcoin to your stack - without requiring you to add new capital.
Most people sell Bitcoin when they need liquidity. With leverage, you can access capital by borrowing against your holdings instead - keeping your long-term position intact.
If you believe in Bitcoin long-term, leverage lets you act on that conviction structurally. Each year builds on the last, creating a compounding effect over time.
Understand the mechanics and how this approach differs from the alternatives.
Your pledged Bitcoin is held securely and is not lent out, traded, or used for any purpose other than securing your loan. Your collateral remains yours.
The leverage method is built on a structured, repeatable process that has been developed and refined through years of real-world application with Heartbit clients.
View case studyWe work with established, reputable infrastructure providers to execute leverage operations. Security, transparency, and reliability are non-negotiable.
Real reviews from people who chose the Heartbit method.
Join the growing number of Israelis who are building their Bitcoin position with a structured, long-term approach.
Start leveragingHistorical performance is not indicative of future results. The examples, calculations, and simulations on this page are based on historical Bitcoin price data as of October 10, 2025 and are provided for educational and illustrative purposes only.
Leverage is not suitable for everyone. It amplifies both potential gains and potential losses. You may lose some or all of your pledged collateral if Bitcoin declines significantly in value. Results depend on Bitcoin price performance, which is inherently uncertain and volatile.
Fee assumptions (including the 12% annual loan fee used in examples) are simplified and may differ from real-world conditions. Actual loan terms, fees, and execution details are subject to the specific terms of the lending arrangement.
The projected and historical model outputs shown on this page may differ materially from real-world execution due to market conditions, timing, fees, and other factors.
Smart DCA methodology is not included in the calculator output. The calculator shows only HODL and HODL + Leverage comparisons.
Nothing on this page constitutes investment, financial, tax, or legal advice. Heartbit Projections Ltd. recommends consulting with qualified professionals before making any investment decisions. Bitcoin is a volatile asset and its value can fluctuate significantly.